Americo

Americo Phone: 1-888-983-5433

Eagle Premier In-Home Approval Number: 855-248-8327

Ultra Protector Risk Assessment Number: 800-231-0801 Press 3, Then Press 3

New Business: E-mail submit@americo.com OR upload via "Document Submission" on agent website

Americo Mouth Swabs: 800-882-1922 to complete Training for Saliva www.salivatraining.com

Mutual of Omaha

Phone: 1-402-342-7600

Sales: 1-800-693-6083

Apptical Living Promise In home Approval Number: 1-855-464-9577

New Business: Fax to 1-402-997-1800

Royal Neighbors

Phone: 1-800-770-4561

In home approval #: 1-866-281-9228

Transamerica

Phone: 1-866-545-9058

Sales: 1-877-234-4848

Foresters

Phone: 1-866-466-7166

New Business: Fax to 1-877-329-4631

Apptical Number: 1-866-844-9276

PlanRight Risk Assessment Number: 1-866-466-7166 - Have producer number ready

John Hancock

Exclusive FFL Number: 1-877.606.7779

Assurant

Office: 1-888-842-2266

New Business FAX: 1-732-225-1760

New Business Submit Email: newbusiness@securusamerica.com

Phoenix

Sales Support: 1-888-794-4447

Submitting new business: FAX 1-816-221-9674

Global Atlantic

Sales Support: 1-855-887-4487, option 3 salessupport@gafg.com

Contracting: 1-855-887-4487, option 7 contracting@gafg.com

Submitting New Business Fax: 1-800-262-6976 or email ain.team@gafg.com is (preferred)

AIG

Sales Support: 1-800-677-3311 prompt 2

Contracting: 1-866-424-4524

New Business Status: 1-800-247-8837

Americo HMS Guide

Check Guide for all health issues and height/weight chart prior to quoting.

Americo Eagle Premier Prescription Drug Guide

Eagle Premier Worksheet

Worksheet questions determine eligibility. If any questions are answered yes, then they are not eligible. If all the answers are no, double check the prescription guide to make sure the client isn't prescribed any medication that cause a decline.

Mutual of Omaha Term Life Express

Check guide for all health issues and height/weight chart prior to quoting

Mutual of Omaha Living Promise

Living Promise application questions determine eligibility.
Read the Application.

Part 1. If any question in part 1 is answered yes, then the client is not eligible for coverage.
Part 2 If any question in part 2 is answered yes, then the client is eligible for graded coverage.
Part 3 If the client answers no to all application questions in all 3 sections, they are eligible for immediate level coverage.

Mutual of Omaha RX Exclusion Guide

Transamerica UW Guide

Transamerica RX Exclusion Guide

Royal Neighbors

Contracting for Royal Neighbors is done AFTER you write an application.

Royal Neighbors RX Guide

Term and UL Products

Foresters PlanRight UW Guide

Global Atlantic UW Guide

Global Atlantic is also known as Accordia

AIG Rate Chart

AIG is Guaranteed Issue. Rates are listed on the chart below

Final Expense Grid

Mortgage Protection Underwriting Grid

FEX Grid

Final Expense Cheat Sheet

Mortgage Protection Grid

Term Cheat Sheet

Americo

E-app link below.. Paper apps get directly from carrier.

Mutual of Omaha

E-app link below.. Paper apps get directly from carrier.

No e-app available. Paper app get directly from carrier

Trans

No e-app available. Paper app get directly from carrier

Foresters

E-app link below.. Paper apps get directly from carrier.

John Hancock

E-app link below.. Paper apps get directly from carrier.

Assurant

No e-app available. Paper app get directly from carrier

Phoenix

No e-app available. Paper app get directly from carrier

Global Atlantic

E-app link below.. Paper apps get directly from carrier.

AIG

E-app link below.. Paper apps get directly from carrier.

Training Guide

Quick access to training materials.

Americo

Moo

Royal

Foresters

Trans

Hancock Pricing

FX Calc

Term Quotes

Global Quotes

Link is to their website to download pc software, or call for quotes, no mobile option

AIG FE Quotes

American Amicable

Mortgage Protection Underwriting Grid

Use this in EVERY house to look up what each client is eligible for on term products

Final Expense Underwriting Grid

Use this form in EVERY house to look up what each client is eligible for on whole life products

Dial and Appointment Tracker

Use this to track EVERY dial you make. It'll help us know where you need help

Client Worksheet

Use this to take financial inventory sheet in every home. Watch the inventory sheet video to learn how to use to prevent objections!

In-Home Sales Process Mortgage

Example of an In-home typed out

FB Phone Script

Typed version. Also watch the video under "agent trainings" tab.

Sample Phone Scripts

Typed version. Also watch all phone script trainings.

HMS Sales Points

Use this to help show the benefits while selling Americo's HMS product.

Phone Objections

Sample of how to overcome different phone objects. Dialing is the best way to get better!!

3 Dollar Lead Script

Sample of a $3 lead script. Watch James Weir's video under "agent trainings" as well

Rebuttals for Older Leads

Weekly Training Calls

Training calls are the key to your success. These are the trainings you want to be on every week.

TUESDAY NIGHTS - 9:30pm EST - FFL New Agent Training Call
Dial 712-770-4073
Access Code 564674#​
​​
THURSDAY NIGHTS - 9pm EST - FFL Southeast Training Call
Dial 712-770-4073​
Access Code 564674#
​
FRIDAY MORNINGS - 11am EST - FFL Corporate Training Call
Dial 605-472-5668
Access Code 884915#


Scroll though some of the best trainings from agents in our agency below.

Letticia on booking and selling Facebook Leads

Linda L. gives us an In home training demonstration

James W. Explains how to sell $3 $1 and $0.50 Leads

Mickey Taylor Explains how to sell Life Insurance to the elderly

Letticia Video On Phone Script

Linda Lampasso Trianing on the Financial Inventory Sheet

Drew Jerdan Training on How to Sell HMS

Gaylin Ware - In-Home Mortgage Protection

Jermaine Phone Script

John Wetmore - Selling clients age 60+ on mortgage leads

Learn how to sell the concept of buying time on mortgage leads using for clients that are 60+ and have a harder time qualifying for a term product

Matt Smith Mortgage Protection Close

Using Equity to help close these cases

FB Lead Training

John Wetmore & Brent Abernathy Training on how to dial and run FB leads

Compensation

See what it takes to get a compensation promotion by clicking below.


Scroll through more comp detail below.

Comp by Product

As you know each product has several variations in comp based on client age, health, face amount etc. use the below as a general rule.
You can get a full breakdown of your personal compensation for all products and renewal rates from each carrier once you receive your agent numbers.

VP Bonus Program

See how FFL pays out VP Bonus money every month!

Annuity Comp

Latest Athene Annutiy comp as of 12/1/18.

Please check with Athene to confirm this is still up to date as needed.

FFL Levels Chart

See FFL Producer and Manager levels

Training Videos by FFL VP’s

Our mission is to create the very best in Sales Training for our partners at Family First Life. Our company specializes in mortgage protection life insurance, final expense life insurance, retirement planning through universal life policies fixed index annuities and now the addition of Medicare Supplements. Watch the top VP’s in all of FFL personally training you!

All video passwords are “#thenextlevelffl”

Scroll through trainings below

Marc Meade - selling final expense

Final Expense In Home Training

Password is “#thenextlevelffl”

John Wetmore - Selling Seniors on Mortgage Leads

How to sell the concept of buying time to older clients on mortgage protection leads using final expense products.

Password is “#thenextlevelffl”

Marc Meade - Phone Script

Password is “#thenextlevelffl”

Bryan Mendenhall Get emotions out in the home!

Mock in-home with Bryan Mendenhall - John & Stephanie Wetmore as clients


Password is “#thenextlevelffl”

Andrew Taylor - How To Become A $20,000 Producer In 90 Days Or Less

Password is “#thenextlevelffl”

Marc Meade - How To Avoid Objections

Password is “#thenextlevelffl”

FFL Coastal Email List

FFL Corporate Email list